How to Transfer Amazon Pay Balance to Bank Account (2025 Guide)

In 2025, Amazon Pay continues to be one of the most popular digital wallets, allowing users to make seamless payments, shop online, and even transfer money to bank accounts. If you have an Amazon Pay balance and want to transfer it to your bank account, this comprehensive guide will walk you through the entire process step-by-step.

What is Amazon Pay Balance?

Amazon Pay Balance is a digital wallet linked to your Amazon account, allowing you to store money for quick and secure transactions. You can add funds to your Amazon Pay balance using UPI, debit/credit cards, net banking, or by receiving refunds from Amazon purchases.

Why Transfer Amazon Pay Balance to Bank Account?

While Amazon Pay is convenient for shopping, you may want to transfer funds to your bank account for:

• Cash withdrawals
• Paying bills outside Amazon
• Investing or saving money
• Avoiding idle balance accumulation

Eligibility for Transferring Amazon Pay Balance to Bank

Before initiating a transfer, ensure:
✅ Your Amazon Pay account is fully verified (KYC completed).
✅ Your bank account is linked to Amazon Pay.
✅ You have a minimum balance (usually ₹100 or more).

Also Read: How to get amazon membership free

How to Transfer Amazon Pay Balance to Bank Account (Step-by-Step Guide)

Method 1: Via Amazon Pay App (Mobile)

1. Open the Amazon Pay app (or Amazon Shopping app > Amazon Pay).
2. Tap “Amazon Pay Balance/Amazon Pay UPI” on the home screen.
3. Select “Send Money” Option.
4. Now in the Money Transfer section choose “Self Transfer“.
5. Now click on “Add bank account” option.
6. Add the bank by selecting the bank account & verify through OTP.
7. Once you selected the bank account then Enter the amount you wish to transfer.
8. Choose your Amazon Pay Wallet is the prefer payment method.
9. Confirm details and proceed.
10. Authenticate via UPI PIN or OTP.
11. Success! The amount will be transferred within 1-3 business days for UPI it will credit instantly.

Method 2: Using Amazon Website (Desktop)

Currently amazon does not support withdrwal from the website, make sure you are using a mobile if you really want to transfer.

Processing Time and Transfer Limits

• Processing Time: Usually 1-3 business days (may vary by bank) but it would be immediate if the transfer mode is UPI.
• Transfer Limits:
  • Minimum: ₹100
  • Maximum: ₹10,000 per transaction (varies based on KYC level).

Common Issues & Troubleshooting

❌ “Transfer Option Not Available” → Ensure KYC is completed.
❌ “Transaction Failed” → Check bank details or retry later.
❌ “Insufficient Balance” → Maintain the required minimum.

Alternatives If Direct Transfer Isn’t Available

If Amazon Pay doesn’t allow direct bank transfers, try:

• Using Amazon Pay UPI to send money to another UPI ID.
• Purchasing Amazon Gift Cards and selling them for cash.
• Making a payment to a friend who can transfer cash to you.

Safety Tips for Secure Transactions

🔒 Enable Two-Factor Authentication (2FA).
🔒 Never share OTPs or UPI PINs.
🔒 Verify bank details before transferring.

Frequently Asked Questions (FAQs)

Q1. Is there a fee for transferring Amazon Pay balance to a bank account?

No, Amazon does not charge any fees for transfers.

Q2. Can I transfer Amazon Pay balance to any bank account?

Yes, but it must be linked and verified in your Amazon Pay account.

Q3. Why is my transfer taking longer than expected?

Bank holidays or technical delays may extend processing time.

Q4. Can I cancel a transfer after initiating it?

No, once confirmed, transfers cannot be canceled.

10. Conclusion

Transferring Amazon Pay balance to your bank account in 2025 is simple if you follow the correct steps. Ensure your KYC is complete, bank details are accurate, and stay within transfer limits. If you face issues, Amazon customer support is always available to help.

By following this guide, you can easily move your Amazon Pay funds to your bank securely and efficiently.

Categories - PayTM

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I am the founder of freetricksworld.com, I am a part time blogger with more than 10+ years of experience in software industries and well as blogging social media marketing and investing. I love to publish new article related to technology. I been quoted by major publications and creates guides for the games he plays in his free time.